Business finance for Claude
A CFO for your business.
Not another dashboard.
Claude is brilliant about money. It just can't see yours. Pearl connects your business accounts — read-only — so the answer comes off your real numbers instead of your best guess.
connect in minutes · read-only · never moves money
Steady, and quietly better than last month. $62,400 in the operating account, seven months of runway, and burn is down 9% over the quarter.
One thing worth looking at: the Q3 set-aside is about $3,100 light.
Illustrative. Figures are not a customer's.
The gap
Ask Claude if you can make payroll. It can't answer.
Not because it isn't smart — because it can't see your account. Pearl is the bridge: balances, deposits, recurring costs and runway, as live facts it can do arithmetic on.
Go from “I think we're fine” to knowing which day is tight.
I don't have access to your accounts, so I can't work that out. If you tell me your balance and your monthly costs, I can estimate it.
Illustrative. Figures are not a customer's.
Yes — but the 26th is tight. After rent and the card autopay you bottom out at $4,180, two days before the Henderson invoice lands.
Illustrative. Figures are not a customer's.
Ask anything
The questions you actually lose sleep over.
Anything you'd ask a CFO who had already read your account this morning — answered in seconds, from what is really there.
Yes — but the tight day is the 26th.
Payroll clears the 15th and the 30th. After rent and the card autopay, the low point is $4,180 on the 26th, two days before the Henderson invoice lands.
Illustrative. Figures are not a customer's.
Not in March. April, comfortably.
Fully loaded that's about $9,800/mo. Your six-month average surplus is $11,240, but March carries the annual insurance renewal — it would put you $1,900 under.
Illustrative. Figures are not a customer's.
$18,410 — not the $24,000 that hit the account.
Two client deposits were reimbursements passing through, and four charges you'd tagged business look personal.
Illustrative. Figures are not a customer's.
Seven months, and the number is getting better.
Burn is down 9% over the quarter, mostly software you cancelled in May.
Illustrative. Figures are not a customer's.
Grounded, never guessed
It does the arithmetic. It doesn't invent it.
Every figure comes from a deterministic calculation over your real transactions. When the data isn't there, it says so instead of producing a confident number you might act on.
The one finance tool that would rather admit it doesn't know.
That account hasn't finished its first sync, so I don't have a balance for it yet. I won't guess a number — ask me again in a few minutes.
Illustrative. Figures are not a customer's.
Why not a dashboard
You already have three. You don't open them.
A dashboard hands you the raw material and leaves the work to you. Here is cash, here is revenue, here is a chart — now go be your own CFO at 11pm on a Tuesday, with whatever is left of your attention.
That is why they go unopened. Not because the numbers are wrong, but because the distance between seeing the numbers and knowing what to do is the entire job, and a dashboard leaves that distance for you to walk.
A CFO closes it. You ask whether you can afford the hire and you get not in March, comfortably in April, and here is the week that breaks it — with the reasoning shown, so you can disagree.
No app to check. No report to read. Nothing that needs you to remember it exists.
Before you connect anything
Hand over the numbers without handing over control.
Read-only, always.
Pearl connects through Plaid and can only read. It never moves money, never pays a bill, never transfers. That capability does not exist in the product — it is not a permission you could grant by accident.
We never hold your login.
Your bank credentials go to Plaid, not to us, and you can revoke the connection from your bank or from Plaid without asking us first.
Scoped to you.
The connector resolves to your own account on the server. There is no parameter that points it at anyone else's books, so there is nothing to get wrong.
same connection layer as venmo, robinhood, coinbase · powered by plaid · read-only
Pricing
Priced like software, not like a CFO.
One price per business. Every question, every account, no seat count to manage.
$49 a month for the month you knew, instead of the month you guessed.
Begin
Ask it the question
you've been avoiding.
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